Serving South Australia, Victoria & WA

Your Home Loan,
Sorted Right.

We compare hundreds of loans from Australia's leading lenders to find you the best rate and structure — at no cost to you. Local brokers, personalised service.

40+
Lenders Compared
98%
Client Satisfaction
$0
Broker Fee
3 yrs
Local Experience

Trusted by 40+ Australian Lenders

CBA
NAB
Westpac
ANZ
Macquarie
ING
Suncorp
Mahsa Movahed
Meet Your Broker

Hi, I'm Mahsa Movahed.

With years of experience handling complex financial structures, I believe that securing a mortgage shouldn't be a stressful ordeal. My goal is to break down banking jargon into plain English.

Whether you're self-employed, an ambitious investor, or a first home buyer feeling overwhelmed, I genuinely care about finding the right loan structure to save you money and give you peace of mind.

Book a Chat with Mahsa
Our Services

Finance Solutions for Every Stage

Whether you're buying your first home, refinancing, or growing your property portfolio, we have a solution tailored for you.

🏠

First Home Buyer

Navigate the complexities of your first purchase with expert guidance. We help you access grants, concessions, and the most competitive rates available.

🔄

Refinancing

Switch to a better deal and save thousands. We review your current loan and compare it against the entire market to find a smarter option.

📈

Investment Property

Grow your portfolio with the right loan structure. From interest-only to principal & interest, we tailor finance to your investment strategy.

🏗️

Construction Loans

Building your dream home? We manage the complexities of construction finance, including progress draw-downs and fixed-price contracts.

💼

Self-Employed

Low-doc and alt-doc solutions for business owners and self-employed applicants. We know which lenders work best for non-standard income.

🤝

Guarantor Loans

Help your children get into the market sooner, or leverage family equity. We structure guarantor arrangements safely and efficiently.

How It Works

Simple, Transparent Process

From first enquiry to settlement, we guide you every step of the way.

1

Free Consultation

Chat with a broker about your goals, budget, and timeline — no obligation, no cost.

2

Market Comparison

We search 40+ lenders and present you with the best-matched options clearly explained.

3

Application & Approval

We handle the paperwork and liaise with lenders to get your pre-approval fast.

4

Settlement & Beyond

We support you through to settlement and continue to review your loan annually.

Calculator

Borrowing Power

Estimated Borrowing Capacity

$520,000

*This is a rough estimate only and does not constitute a formal credit offer.

Mortgage Calculator

Estimate Your Repayments

Use our calculator to get an idea of what your repayments might look like. For a personalised quote, get in touch with our team.

$
$50k$2M
1%12%

Monthly Repayment

$2,998

Loan Amount$500,000
Total Interest$579,191
Total Repayment$1,079,191

* This is an estimate only. Actual repayments may differ based on lender fees, rate type, and individual circumstances. Speak to a broker for an accurate assessment.

Get a Free Assessment
Case Studies

Recent Success Stories

💼

The Self-Employed Upgrade

A business owner was rejected by their main bank. We repackaged their last 2 years of financials and found a specialized lender willing to offer a competitive rate, allowing them to secure their dream family home.

📉

Consolidating High-Interest Debt

A couple was struggling with $45k in personal loans and credit cards. We refinanced their home loan to consolidate all debts, freeing up $1,200 a month in cash flow.

🏠

Guarantor Loan Success

A first home buyer had the income to service a loan but lacked a 20% deposit. We structured a limited guarantor loan with their parents' equity, avoiding LMI entirely.

Testimonials

Trusted by South Australians

Real stories from real clients across Adelaide and beyond.

"We had an outstanding experience working with Mahsa Movahed for our home loan. She is extremely trustworthy, highly professional, and truly dedicated to her clients. Throughout the entire loan process, Mahsa was always available, responsive, and patient."

Amir Maslahat
Google Review

"I had an excellent experience working with Mahsa as our mortgage broker. She has remarkable knowledge and ability to handle complex mortgage assessments with calmness, and explains financial terms clearly without transferring any stress to the customer."

Mohammadreza Eskandarian
Google Review

"We had an absolutely outstanding experience working with Mahsa as our mortgage broker. From the very first conversation to final approval, she was incredibly professional, knowledgeable, and genuinely supportive."

Marjan Saryazdi
Google Review

Frequently Asked Questions

Common questions we get asked about the mortgage process.

No! Our services are completely free to you. We are paid a commission by the lender you choose, and this does not affect your interest rate or loan terms.

Download the 2026 First Home Buyer's Checklist

Everything you need to prepare before you start house hunting. Enter your email to receive your free PDF guide.

Get In Touch

Ready to Find Your Best Rate?

Book a free, no-obligation consultation with one of our experienced mortgage brokers. We'll assess your situation and present you with the most suitable options.

📞
Phone
043 5544 222
✉️
Email
info@southernloans.com.au
🕒
Hours
Mon–Fri 8:30am–5:30pm ACST

Australian Credit Licence

Southern Loans Pty Ltd — ACL 123456. Member of the Mortgage & Finance Association of Australia (MFAA).

Send Us an Enquiry